I use this as a filter to make decisions. I optimize for autonomy.

Should I:

• Pay down debt or invest in the stock market? Debt.
• Buy or rent? Rent.
• Things or experiences? Experiences.

This filter encourages me to develop transferable skills, build portable habits, and learn how to improvise.

You might have a different filter. A "stability" filter might buy the house.

What do you value? Do your actions tell the same story?